Plan Design Matters
How to tailor a 401(k) plan you and your employees will love Designing a 401(k) plan is like building a house. It takes care, attention, and the help of a
401(k) Considerations for Highly Compensated Employees
Smart savers 401(k) considerations for highly compensated employees A 401(k) plan should help every employee – from senior executives to entry-level workers – save for a more comfortable future. To
Introducing “Delayed”: Resilient Background Jobs on Rails
In the past 24 hours, a Ruby on Rails application at Betterment performed somewhere on the order of 10 million asynchronous tasks. While many of these tasks merely sent a
Buying A Home: Down Payments, Mortgages, And Saving For Your Future
Your home may be the largest single purchase you make during your lifetime. That can make it both incredibly exciting and nerve wracking. Purchasing a primary residence often falls in
Everything You Need to Know About 401(k) Blackout Periods
You’ve probably heard of a 401(k) plan blackout period – but do you know exactly what it is and how to explain it to your employees? Read on for answers
Why You Should Have a 401(k) Committee and How to Create One
Are you thinking about starting a 401(k) plan or have a plan and are feeling overwhelmed with your current responsibilities? If you answered “yes” to either of these questions, then
Focusing on What Matters: Using SLOs to Pursue User Happiness
The umbrella term “observability” covers all manner of subjects, from basic telemetry to logging, to making claims about longer-term performance in the shape of service level objectives (SLOs) and occasionally
Pros and Cons of OregonSaves for Small Businesses
Launched in 2017, OregonSaves was the first state-based retirement savings program in the country. Now, it has more than $100 million in assets. Even the smallest businesses are required to
Betterment’s Retirement Advice Tools Explained
TABLE OF CONTENTS Define What Retirement Means To YouSetting Up Your Retirement Projections At BettermentUnderstanding Betterment’s RecommendationsTaking Action Savings towards retirement is one of the most popular reasons people use
Pros and Cons of Illinois Secure Choice for Small Businesses
Since it was launched in 2018, the Illinois Secure Choice retirement program has helped thousands of people in Illinois save for their future. If you’re an employer in Illinois, state