In the past 24 hours, a Ruby on Rails application at Betterment performed somewhere on the order of 10 million asynchronous tasks. While many of these tasks merely sent a
Category: Financial
Focusing on What Matters: Using SLOs to Pursue User Happiness
The umbrella term “observability” covers all manner of subjects, from basic telemetry to logging, to making claims about longer-term performance in the shape of service level objectives (SLOs) and occasionally
Pros and Cons of OregonSaves for Small Businesses
Launched in 2017, OregonSaves was the first state-based retirement savings program in the country. Now, it has more than $100 million in assets. Even the smallest businesses are required to
401(k) Required Minimum Distributions (RMDs) now start at age 72
401(k) plans can help you save for retirement in a significantly tax-advantaged way. However, the Internal Revenue Service (IRS) requires that you start taking withdrawals from their qualified retirement accounts
Three LGBTQ+ Influencers Share Tips For Successful Financial Planning
We sat down with three influencers to pull back the curtain on some of the unique factors of LGBTQ+ financial planning, and what that planning, saving, and investing actually looks
Introducing the RIA Tech Suite
The RIA Tech Suite brings together complementary technology platforms to help automate critical back-office tasks for advisors. Along with RIA in a Box®, RightCapital, and Wealthbox, Betterment for Advisors is
How Memestocks Affected Investors’ Actions And Emotions
Money and emotions have long gone hand-in-hand, and this is no more apparent than during significant financial crises. From the 2008 market crash to COVID-19’s economic impact, we’ve seen first
SECURE Act 2.0: What it means for 401(k) Plans
On May 5th, the House Ways and Means Committee unanimously passed the Securing a Strong Retirement Act of 2021. The bill is expected to be voted on later this summer
What Employers Should Know About Timing of 401(k) Contributions
Timing of employee 401(k) contributions (including loan repayments) When must employee contributions and loan repayments be withheld from payroll? This is a top audit issue for 401(k) plans, and requires
4 Ways Betterment Can Help Limit the Tax Impact Of Your Investments
In the US, approximately 33% of households have a taxable investment account—often referred to as a brokerage account—and approximately 50% of households also have at least one retirement account, like